I had a one year agreement, or so I thought, with North American Bancard. I terminated my account with them after 23 months. I had my bank account debited for $300.00 for an early termination fee. When I called them they told me I had a three year agreement and could not find the addendum to the contract that indicated I had a one year contract. I called nimerous times, submitted copies of the paperwork I had, including the addendum, and was told it was no good because their signatured were not on the addendum. Everything was set up by... read full review »