In 2007 my mother had purchase a 2nd home (My mother being a single women with one income this was a high risk loan, just keep this in mind as you read on) . For our family with the intention of one of us purchasing it from here within a 5 year period. NORMAL PRACTICE:When any buyer goes to closing they must bring proof of 1years Paid homeowners insurance to the closing table for the home to close. This is Normal practice. NORMAL PRACTICE: With-in 6months of closing our original lender sold our Loan to GMAC Mortgage. GMAC did... read full review »