called to order item thru HSN television. was immediately told I was pre-approved for HSN Shopping card. was asked DOB, and last 4 digits of SS#. then immediately told I was approved for $4, 500 line of credit. the item I ordered was $179. shocked by the amount of credit I was approved for said NO...I did not want that. then told it was already issued by World Financial Capital Bank and HSN had no authority to cancel. told to call WFB closed at that time and take the matter up with them. If HSN had informed me that I... read full review »