i have been getting calls saying that my son name erik rayburn with my husbend info. saying that we owe money for a captail one card. my husbend never ever had one. and even after we told them that we called them and they said there was not account ever in any of that info. they keep saying yes he does. then just know i called them and said the police for me to file a report they said i have to have a letter. they said they have been sending them and i have never ever gotten a letter from them. not one on this. the first time they said he... read full review »