In the last week of November 2008 I recieved a Low Pay redit ard in the mail. i was curious so i looked up the email address on the back of the card. I found four steps to follow to activated the card but after the 1st step i became confused and decided to contact them phone. After speaking with a lowpay rep who seemed just as cunfused as I was, I decided not to go through with it.I told the gentleman that I was not interested and he informed me that there was none of my information in their system and i had nothing to worry about. About two... read full review »