After a late payment I got my rate jacked UP TO 29.99. LEGAL THEFT ? The govt. needs to do something to the credit card companies that are in effect stealing for people trying to pay off deft but can not due to the outrageous interest rates the card companies are charging. Why do they incest on charging so mush for credit? What bug business don't understand is they are driving the American people into the poor house and when no one can afford to use credit cards where will they be? on an 11, 000 credit card bill making the minimum monthly... read full review »