For all of you experiencing the same nightmare we have with ASC home modification or refinance programs, there is hope. Jim and I have been fighting this nightmare for over 1 1/2 years. Finally I got on the internet and researched government intaties that could find help with this insanity. By the grace of God I foundd one. For anyone having trouble with ASC please email [email protected]. We emailed them on a Friday and received a response email that day. Also received a follow up email on Monday stating he had sent a email to ASC. On... read full review »