We went to a Monarch grand vacation presentation in Scottsdale Arizona on 2-27-20010 after being informed that we were a finalist for a car raffle we signed up at the mall(yeah right). I went with an open mind and we sat with a salesperson explain points, resort locations etc. When we asked for fine print, program details, disclosures and a price of the points we were told we would get literature, fine print, disclosure etc after we signed a purchase agreement. They said this purchase was based on common sense. The only common sense thing to do at that time was to get the *** out of there!!! read full review »