Citimorguage is the biggest scamming company first of all I bought my house back in 2004/2005 and my orignal morguage provider sold it to citi I'm a construction worker and as everyone knows it's not a great time for us work wise but in the winter if 08 I started calling citi morguage about refinanceing since rates were down in the 4.75 area and I was currently in the 6.75 range I explained my situation and told them the winter months are looking bad for me I have money in my saveings account that I was scimming from for when I wa... read full review »