I found out I need a surgery that if I do not have I could die. My husband thought he had found a legitimate cheap insurance through these peopl. They have lied to him and me the entire time. No one knows who the main company is. I am well aware of ppo's and what not. I talked to at least 3 people tonight and all had different ideas of who held the insurance that was bought this morning. First they told me National Union was an underwriter to United Health Care. Then they changed it to Beechstreet and Homeland Health. Then it ended up... read full review »