I mistakenly applied for a credit card that I thought was a normal Master/Visa account. It turns out it was a merchandise account. I tried to cancel my application upon discovering this. It turns out I was charged $99 for a membership fee I did not authorize. I called their 800 number, which is a service center for several companies to cancel this account and received a confirmation number. I do not want any further transactions to appear on my account! I do not have this account, no credit card to use. Please honor my request for this account to be canceled immediately! read full review »