CRB says I have an outstanding debt of $101.23 from First Charge Financial. I never have done business with them and all my bills are paid on time. i called CRB and they said it was for two calls to a prono line!! they gave me a phone number wnere the calls were made from and that number is not mine. CRB also told me it was charged on a visa card. I called visa with the last 4 digits they gave me and the fraud department at visa said i never had a card with those numbers in it. This CRB needs to be put out of business. They lie and give faluse information. i had my credit report sent to me and no such credit card. read full review »