We purchased a timeshare (3500 points) in Dec 2007 and we discussed the fact we were not able to use it until sometime in the future - no mention by the sales people of expiring points, if not used. We were told Hawaii ownership would be an excellent place since the high demand would trade well - we were not told impossible to reserve unless you reserve many months in advance. We were also told maintenance fees would not change drastically - 150% over wht was quoted to us. Timeshares - nnever want to here the word again. read full review »