TD Bank is the worst bank every they have no right to charge anyone a surcharge fee every month, I would not recommend anyone to open a account with them, their service STINKS.In life people goe through things and it not fair that they should be able to do charge a consumer a 15.00 dollar surcharge that has been with them since they were COMMERCE BANK.Who every owns this bank now is a money hungry ***.I will eventually pay my bill but they need to have some type of concertration for people whoo have no job or iether or a fixed income. read full review »