Hello I hope you can follow along, I know my ranting might get a little confusing. My name is Jessica. My husband and I purchased our very first home in Temecula, CA in 2006 at the peak of the market. We purchased our house for $362, 000. Our first mortgage was through Wilmington Financial then was sold to Wilshire Credit Corp then recently sold to Bank of America (BAC Home Loans Servicing). We did fall behind on some payments with Wilshire but we had worked out a forbearance agreement in May 2009 that lasted six months. After the... read full review »