They don't me, my creadability can be proved, most of all looking over your back trying to fix things 10, 20, years ago, things happen were all human to try to ruin some old sick person life for whats pennys to these billion dollar companys is my friend the beginning of the end of america!!im poor, own nothing yet people owe me thousands many years ago, they didn't have it, so be it! win some loose some.we don't need collection companys, if you can't pay it return it, thats why we have police!thats why theres millions of... read full review »