Simm Associates called my home phone and left a threatening message for my former son-in-law who lives 200 miles from us. When I angrily called the number back to tell them to never call us, the woman hung up on me because she said I was "talking over her". She thought it was OK to talk over me and didn't seem to see that leaving a harassing message on my phone was wrong. We have great credit and have no delinquent payments anywhere. I called the president of their "company" to tell him my number so they will not call me again. I am quite angry. read full review »