This company Fraudulently advertises NO MONEY down and NO Payments for one year that at the end of your appointment with them, and after you have gone through the entire approval process thinking it is done, they spring on you a 10% cash/check downpayment fee to process the order. This should be disclosed up front in the advertising or at least before you make an appointment and commit your valuable time. They say word of mouth is the best sales tool, well it can also work the other way NFD. I will tell anyone who will listen as to how I was victim of your deceiving advertising practices. I will also relay this to Armstrong Flooring. read full review »