After paying for a Craftmatic bed financed by HC Processing for 2 years (more than $1, 400), I noticed in December that I still owed $46 more than the original amount financed. This company charges 25% interest (or more if you're late for one payment), and posts the interest daily. They are the most unethical company I've ever dealt with and I've filed a formal complaint against HC Processing with the Arkansas attorney general. read full review »