Mann Bracken for NCO Portfolio took me to court without my knowledge (NEVER SERVED) in 2005 and a judgement was issued against me for $994. The original debt was a Cross Country Bank CC for $250 in which I applied for one month before my 18th birthday in 2000. I admit I was irresponsible by applying for it so young and then giving the card to my first real boyfriend. I only made 1 payment of $70 while I still had the card and thought the rest of the card was paid off by him as promised (idiot move). I had no clue about the rest of... read full review »