Companies such as Crescent make the vast majority of their money by selling (actually leasing through a separate leasing company) the actual processing terminals/printers. These terminals/printers cost a company such as Crescent about $200 and they have the uneducated small business owner sign a lease (typically 48 months) that will cost them anywhere from $2400 - $3000. A sales person can make anywhere from $200 - $400 in commission for the sale. A company such as Crescent will also make additional money with numerous (usually hidden and... read full review »