I have a loan for $5, 000 with care credit and recently had $4800 worth of braces work done. I recently lost my job and weren’t able to pay them to make a long story short I now owe them $5900 and they sent me a letter saying that I qualify to pay them $1440 and they would send letter to the credit bureau that it was paid but not paid in full. My question is how will this harm my credit? Thanks! read full review »