I was laid off work in Nov. of 2009 out of the blue due to lack of funding(this is a government job) to be put back on in middle of Feb.2010. I infromed Citi auto of the situation and they would help by rolling two months payment to end of my payments. (never happen) I pay by automated banking i did not recieve any income. I got a unployment check a few days before christmas and citi auto took all of my money and overdrawed my checking account. plus charge me now even though i'm a month behine on payment for Jan. I tried numerous time... read full review »