This company needs to be investigated!! Our complaints are duplicates of the ones mentioned here. Bought our loan from GMAC July 2008 and cashed our check for multiple payments and didn't apply it to the account. Sold loan back to GMAC and then GMAC sold it again July 2009 to MGC. Billing nightmare!!! Killing our credit for their mistakes. Reporting to TX State Banking Commission, Federal Trade Commission, and the Attorney General of Texas for investigation. YOU NEED TO DO THE SAME!!! read full review »