THIS COMPANY STOLE $850 FROM MY BANK ACCOUNT WITHOUT MY PERMISSION. tHEY PROMISED ME A LOWER MORTGAGE RATE. tHEY DID NOT DELIVER AND KEPT MY MONEY AFTER I ASKED FOR ITS RETURN NUMEROUS TIMES. BRWARE THESE THIEVES. CITIMORTGAGE TOLD ME TO NEVER PAY UP FRONT FOR SERVICES. THEY ARE A SCAM. read full review »