i tracey j. huff was and from a lot of other customers, there feedback was all negative after recieving my horizon gold card i was directed to go to their website to activeate my card, in which however is not a credit card such as a visa or master card. i would have never excepted this offer, i thought that it was honesly a credit card with a 500.00$ limit to help me get my credit back on track! i have no use for this or the time to be misled by a company that states they help u restore ones credit. that's what they are saying that'... read full review »