I have paid $199.00 a month for seven months, auto debit, and not one claim has been paid. I was notified by my son's Doctor's office Friday that no claim has been paid. In addition to them taking my $1, 400 I 2will owe the Dr. around $500.00. A FAX soliciting business was sent to my place of employment and after finding no complaints against them on the internet I signed up for a monthly auto debit. Great way for thieves to steal your money that is legal. read full review »