I have evidence of the illegal and deceptive acts Capital One has engaged in, from holding mail deliberatly with their carrier so that it's postmarked late (even if I sent in a payment two weeks in advance, it was always late), and not recognizing electronic payments made or posting them late as well even it they were made a week in advance of due date, all so they could charge late fees, raise interest to 29%, then charge over the limit fees and raise payment amount by 75%. This is all illegal, so I stopped paying them and am taking... read full review »