First I am a USAA customer and have been since 1986. I utilize their insurance, banking and even have a small IRA with them. They have been a great customer and I plan on continuing to use their services. I do have a concern about how they calculate interest. For me it would have meant about 9 extra cents. But for others it is amounting to hundreds of dollars a month. On February 23rd of 2010, a cash advance was made to my account, my fault, I had an automatic bill hit my account and I was over drawn until a normal paycheck hit the... read full review »