I pay my bills monthly. I pay my bills on time or even early. Two times Bill Me Later has issued late fees because I PAID EARLY. Then they say I didn't pay at all for the month in question AND have a late fee. After several calls a representative called me back to tell me that they did me the FAVOR of taking off the late fee and accredited my account with the proper payment. This is totally WRONG. IS it even LEAGLE to charge people for paying early??? I sent the money thru my online bank on the month in question that it was due. Don't use this company unless you like dishonesty and paying fees you don't owe. read full review »