I, in error, applied to Liberty Discount Club. When I asked for my money to be refunded ($39.14), because, like I said, I was completely unaware I had done so, they refused to grant the refund. They state since the application was not fraudulent then I was denied. On their web page, they state refunds will be given under three circumstances, one being, applied unknowingly, which is exactly what happened. I feel Liberty Discount Club has taken my money without good cause. I will never get a refund. I just hope this does not happen to others. read full review »