M and T Bank has the worst customer service. Only your home branch can help you - whether you are at a bank branch or in person. If you have a problem, even if it is the fault of the bank, they will listen to your complaint and then do absolutely nothing. This has happened numerous times: 1. My account was negative. I called the toll free business checking number to ask why. The customer service rep said it was and I quote, "Because I spent all my money". When I complained about the comment to my branch they apologized but... read full review »