It is my unfortunate displeasure to have an auto loan with U.S. Bank. Actually the loan is not in my name. My mother bought a new car for my wife and I an gave it to us, we pay the loan on the car. U.S. Bank regularly receives our check, or electronic transaction from our bank (incidentally NOT U.S. Bank) and calmly sits on it and does nothing until the payment is past due. They then call my mother (who is in her 70's) and act all threatening with her, harassing her on the phone, threatening to sharply reduce her credit score, and... read full review »