Do not apply for this card! I took it out a few years ago with no problems untill barclay took it over. I paid it in full and they didnt post my payment till a week later and raised my interest rate. They did offer to waive the late fee and I paid the daily interest charge of $14.00 for the previous month by phone with the account rep assured me again was the paid in full amount. I also paid the $40 some interest from the previous month since they said my payment did not come in on time The next month I get a bill again. Called Juniper... read full review »