I purchased the Wal-Mart Student Edition MoneyCard however I put all the correction information in the system for activation. The customer service agent stated the system could not verifiy my information and I had to wait 3-5 business days to get a refund of my own money that I downloaded on the card. It was for a family emergency. I never knew there is problem with verifying information from using your own personal money. This is not a good idea and I advise people not to purchase the service from the company it is not very customer friendly it cost me more than it was worth. read full review »