5/12/10 12:15 PM ish got a call from 916 area code, a Matt (Lin/Lim/Ling? didn't quite catch last name) called me from this company and proceeded to tell me they are trying to recover a debt due to an EFT that came back as NSF - in August 29, 2008. First of all I knew this couldn't be true but he said that didn't matter it will still be reported to the credit agency. I decided to burden myself with disproving him because I knew it wasn't true, though this guy just came off very annoying from the bat. I called him back on... read full review »