Watch out for Ameriprise Financial Company! Ameriprise will lie to you to get a contract such as Variable Life Insurance, Annuities. In my case, before I signed the Variable Life Insurance and Annuity contracts I asked/confirmed the Ameriprise financial advisor if I could cancel these contracts at ANY time, WITHOUT ANY fees/WITHOUT ANY penalties. But Ameriprise charged a surrender fee $3139 when I cancelled the Variable Life Insurance (within 10 years of the contract signed). I think this is FRAUD. Watch out for Ameriprise Financial Company and be careful if you sign a contract. read full review »