I had a really bad experience with Target National Bank customer service. I applied Target Redcard in Nov, 2007, made some purchase, signed up for e statement in Dec. 2007. But I didn't get any statement neither paper or email. So I called them around Feb. 2008, paid all my balance over the phone and they also agreed to waive my late payment which never informed me before. In May 2008, they closed my account due to the unpaid late payment in the account, and still without informing me. I didn't find out till this year Jan, 2010 when... read full review »