I thought I had read everything on the website that I could before going through with applying fo one of these cards. I understood the 0% apr, but it had a 24.95 monthly fee. I wanted a credit card short term so I was okay with this and applied. they took the first 24.95 out of my account along with the 5$ processing fee. I waited for my card to arrive. I went back and looked at the site closer after reading al the complaints about them on this website. I noticed the card did not have a visa or mastercard logo, it did not make reference to... read full review »