I was so delighted at first setting up my elderly mothers annuity plan and life insurance, then the mistakes started happening, the checks didnt come as planned it took 3 months for the payments to begin, and then I got 2 at a time, not knowing one was the real check and one had a different account on it. Thank God I didnt cash them. Once the mystery of the double checks were solved and the income annuity was coming in, I talked my brother into joining and setting up an income annuity for himself, he is in the enstages of COPD, his check... read full review »