I have been a small business owner for 10+ years. I have never had a charge back from a customer, nor do I have ANY outstanding debts, judgments, with any previous vendors and I have stellar credit. Now that you know the type of person I am, let me tell you about my experience with FirstACH and why you should strongly consider looking for someone else to process your payments. 1. I have never had a charge back or disputed item with them, yet at times, without notice, they would decide to withhold my funds and would not even communicate... read full review »