I left a small bank to come to TD Bank. I thought it was a wise move, considering all that had happened last year with banking. Saying I was wrong is an understatement! I have never heard of being charged overdraft charges when you technically never overdrew. I was also informed of somethng called "highest to lowest", where they can take your transactions and move them around. It doesnt sound like a huge deal unless you accidentally over draw once. Instead of paying a penalty of $35, which I would be more than happy to do for my... read full review »