My Dr. took me out of work because I became ill, Cigna the Disability carrier for the company that I worked for, refused to pay my disability claim so I was left without any Income at all… So I called Bank of America and asked about a loan modification, one of their agents told what materials to gather and fax them to Bank of America’s Modification Department which I did… About 4 days later I received a letter form Bank of America saying congratulations on taking the 1st step in saving your home… The next time I hear... read full review »