From late 2004 thur late 2009, I was stationed overseas (US ARMY). Upon return, I discovered not only identity theft, but also all my old credit cards had a high debt assighned to them. One debt Held by PentaGroup came from Arrow Finance, stated I owed nearly $3, 000. let's see overseas for 5 straight years (never even came back to US for a visit). So I asked them to send documents of charges/purchases made. They had no documents so, I made a settlement and they agreed to romove the negative information from my credit report. I sent the... read full review »