They have contacted my work and told them that this debt is theirs because there name appears on pens I ordered from National Pen Company. I had ordered pens on a few occasions and had used my name and personal info to set up the account and paid them with my credit cards and my persoanl checks. I thought CA's could only discuss a debt with the debtor. I did pay them in April and thought by our conversation that we settled on $80 dollars down from 140. I was stupid enough to pay by card. i did document this transaction. I receieved a... read full review »