I just got a call from my bank Community 1st Credit Union that my account was being messed with by this company i have only a saving's account and i woas told i will have to close it because what this company is doing i only had 15 dollars in that account for savings but i get letter in the mail saying i own 109 dollars to this company this is wrong. i didn't sign up for this and don't beleieve in credit cards please have this stop Now. read full review »