This company is a bunch of rip off artist. They will tell you everything you want to hear and then totally rip you off. They say they will refinance but won't. Then they will move around your loan and not tell you they do. My family had a automatic withdrawl payment but they said we were late. How does that happen. Oh yeah they moved our loan to one of their other compnaies, but didn't tell us about it. But still took our payment for a year before saying anything. And that was to say get out... Said they took pictures of the notices for us to leave but will not produce them.. read full review »