I am being charged and now have recieved a harrassment notice on a card I have dumped months ago. They are charging me fees on purchases I have never made or have disputed. They have threatened me that they will be going through collection agencies- or litigation. Also threatening me with adverse information to the credit reporting agencies. After a dispute was settled-they opened it up again without a thought afte4r I was duped being told something would be $1.99 and then turned out to be 39.95. read full review »