I had a small business in capitola, CA. I had to close the business since May09 and realized that I still have an open contract with FAPS until May2010. Even my business had been closed I continue to pay FAPS on monthly charge of $11 through my business checking account. January 2010 I wrote to FAPA a letter request them to send the bill my home (I have been update my home address with them since May09) since I have to close my business account. Feb 17, I received their collection letter for full amount of $636. I call their... read full review »