I've never heard of these people and they charged my checking account $22.99 for what I don't know, I had applied for a payday loan thru payday-loan-yes.com and someone name Kristen and the next thing I know my checking account is overdrawn costing me $105.00 in overdraft and NSF fees due to the unknown funds transfer to "Web Discount Club" which I never authorized, the only way they could have gotten the pertinent information was thru this payday loan yes company. Its my own stupidity for giving out my checking account number to obtain a loan but this is thievery plain and simple. read full review »